$2,380,000
FOR SALE

Detached 3-Storey

Bedrooms: 7Bathrooms: 6Lot: 49.4 x 100 ft
2025 Taxes: $11,423

482 Monk St
Cobourg, ON K9A 2T1 | Northumberland

With uninterrupted turquoise views across Lake Ontario, this exceptional Cobourg residence is designed to showcase the water from every level while offering three distinct living spaces for ultimate flexibility. Set in one of the area's most desirable waterfront enclaves, the home blends quality craftsmanship with modern versatility.The self-contained main floor features a beautifully finished 2 bedroom, 2 bathroom suite with a private entrance, modern kitchen, statement fireplace & lakeside patio, ideal for multigenerational living or rental income. The lower level creates a 3rd independent living space, complete with a full kitchen, high ceilings & large window wells that fill the area with natural light, making it perfect for guests, extended family, or further income opportunities.Above, the second & third floors are devoted to panoramic, south-facing lake views. Expansive open-concept living open onto multiple terraces, creating a constant connection to the water creating seamless indoor-outdoor flow. The chef's kitchen is outfitted with bespoke finishes, premium cabinetry & high-end appliances. 2 spacious bedrooms, each with a private ensuite & a stylish family room complete this level.The top floor offers a striking blend of relaxation & entertaining. A lounge with a Scandinavian-inspired suspended wood-burning fireplace opens onto a massive rooftop terrace with panoramic water views. The primary suite is a luxurious retreat, featuring a freestanding tub, glass shower, double vanity, sauna & wet bar. Outside, multiple walkouts lead to a professionally landscaped backyard with hardscaping, lush greenery, ambient lighting, a hot tub, and gazebo. An attached garage and private lift servicing all four levels add convenience & accessibility. With jaw dropping vistas, thoughtful design & exceptional income potential, the Laker house is all about the water, the sound of the waves, storm watching, and stargazing over the lake. THIS is the lifestyle you seek.
Extras
Auto Garage Door Remote, On Demand Water Heater, Carpet Free, ERV/HRV, Sauna
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Listed By RE/MAX ROUGE RIVER REALTY LTD.
Data Provided By Toronto Regional Real Estate Board
MLS® Listing Number X12955176
Last Updated May 07, 2026
Property Summary
Property Type Detached

More like this:
PIN 510910046
Legal Description PT LT 1 W/S STUART ST BLK A PL CADDY (FORMERLY LT 20 CON A HAMILTON) COBOURG: PT LT 2 W/S STUART ST BLK A PL CADDY (FORMERLY LT 20 CON A HAMILTON) COBOURG AS IN NC340140; COBOURG
Possession Date Flex contact LA
Taxes (2025) $11,423
Directions/Cross Streets Monk St & Stuart St
Neighbourhood Cobourg
Area Northumberland
Price History

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Detailed Information
Fronting On North
Special Designations Unknown
Bedrooms 7
Bathrooms 6
Lot 49.4 x 100 ft
Exterior Stucco (Plaster)
Elevator Y
Air Conditioning Central Air
Family Room Y
Fireplace/Stove Y
Basement Apartment, Separate Entrance, Finished
Garage Type Attached
Garage/Park Spaces Y
Parking Spaces 2
Heat Source Gas
Heat Type Radiant
Sewers Sewer

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