AFFORDABLE LIVING: The seller will carry a second mortgage at 5% for qualified buyers. (IE) If you’re approved for a $550,000 mortgage (about $3,000/month), the seller can cover the gap—for example, a $70,000 second mortgage at roughly $300–$400/month. Your total payment would be about $3,400/month, and with rental income from a fully furnished suite of $1,600–$2,000/month, your net cost drops to around $1,400–$1,800/month—potentially cheaper than renting while building equity. Quick possession available for this charming 2-storey home in a unique downtown location near the hospital and overlooking the Farmer’s Market. Main floor offers a 1-bedroom layout with an updated kitchen, heated tile floors, a skylight, and original wood finishes. Upstairs features a separate 1-bedroom suite with private entrance and great views. The lower level includes an extra bedroom, 3-piece bath, and private entry—ideal for guests or more potential rental income. Upgrades include a high-efficiency furnace, newer roof, new hot water tank, and dual heat pumps for independent climate control. Enjoy two decks with river, mountain, and city views, plus dedicated parking and permits from COK. Walking distance to shops, dining, and amenities. (id:47421)
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Detailed Information
Bedrooms
2
Bathrooms
2
Listing Contract Date
2026-01-11
Municipal ID
003-447-073
Ownership Type
Freehold
Property Type
Single Family
Transaction Type
For sale
Building
Basement Type
Full
Constructed Date
1912
Construction Style (Attachment)
Detached
Cooling Type
See Remarks
Heating Type
Forced air
Stories Total
2
Type
House
Utility Water
Municipal water
Rooms
Room
Level
Dimensions
Notes
Full bathroom
Second level
Measurements not available
Bedroom
Basement
19'6'' x 11'
3pc Ensuite bath
Main level
Measurements not available
Foyer
Main level
8'6'' x 5'
Primary Bedroom
Main level
11'6'' x 10'
Dining room
Main level
14' x 11'
Living room
Main level
13' x 15'
Kitchen
Main level
14' x 11'6''
Full bathroom
Secondary Dwelling Unit
11'6'' x 7'
Living room
Secondary Dwelling Unit
16'6'' x 11'8''
Primary Bedroom
Secondary Dwelling Unit
10' x 11'
Kitchen
Secondary Dwelling Unit
13'6'' x 7'9''
Land
Total Size
0.07 acres
Sewer
Municipal sewage system
Size of Irregular Land
0.07
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