$16,500
FOR SALE

Bungalow

Bedrooms: 2Bathrooms: 1
Maintenance Fees: $385.75

1052 Rat Bay 102-1 Road
Lake Of Bays (Franklin), ON P1H 2J6

Blue Water Acres has almost 50 acres of Muskoka paradise and 300 feet of south-facing frontage on Lake of Bays. This is FRACTIONAL ownership. It is NOT a timeshare. You would actually own a 1/10th share of the cottage that you buy which includes a share in the entire complex. This gives you the right to use the cottage for five weeks per year: one core summer week, plus 4 more floating weeks in the other seasons. Some owners rent their weeks out to help cover maintenance costs. Rental rates for Deerview cottage range from $1,659/wk to $3,009/wk depending on the season. If it's rented through Blue Water Acres the revenue is split 50/50. If you rent it out yourself you get to keep 100% of the revenue. Facilities include an indoor swimming pool, whirlpool, sauna, games room, fitness room, activity center, gorgeous sandy beach with shallow water ideal for kids, great swimming, kayaks, canoes, paddleboats, skating rink, tennis court, playground, and walking trails. You can moor your boat for your weeks during boating season. This 2 bedroom cottage is called 102 Deerview, Week 1 . Check-in is on Fridays at 4 p.m. ANNUAL maintenance fee PER OWNER for Deerview 102 in 2026 is $4,629 + HST. Core (fixed) week in 2026 starts on June 26/25. Floating weeks for 2026 start on: March 6, June 12, June 26 (core week), October 30, December 25. Maintenance fee is paid in the fall of each year for the following year but you only pay for the weeks that you have possession of the cottage. There is no HST on the purchase price. All cottages are PET-FREE and Smoke-free. (id:47421)
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Listed By Chestnut Park Real Estate
Data Provided By OnePoint Association of REALTORS®
MLS® Listing Number X12022452
Last Updated Jan 14, 2026
Property Summary
Property Type Other

More like this:
Maintenance Fees $385.75
Community Franklin
Price History

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Detailed Information
Bedrooms 2
Bathrooms 1
Amenities Nearby Beach
Community Features Pets not Allowed
Property Easement Unknown, None
Features Wooded area, Sloping, Level
Listing Contract Date 2023-09-18
Location Description Cross Streets: South Portage/Hwy 60. ** Directions: from Huntsville, Hwy 60 east to South Portage Rd, then south to Rat Bay Rd.
Maintenance Fee Payment Frequency Monthly
Maintenance Fee Type Heat, Electricity, Water, Common Area Maintenance, Insurance, Parking
Management Company Blue Water Acres
Ownership Type Condominium/Strata
# of Parking Spaces 2
Pool Indoor pool
Property Type Single Family
Structures Clubhouse
Transaction Type For sale
Views Lake view, Direct Water View
Waterfront Type Waterfront
Waterfront Name Lake of Bays
Building
Age 16 to 30 years
Amenities Exercise Centre, Recreation Centre, Sauna, Fireplace(s)
Appliances Water Heater
Architectural Style Bungalow
Basement Type None
Exterior Finish Wood
Fireplace Present Yes
# of Fireplaces 1
Foundation Type Block
Heating Fuel Electric
Heating Type Baseboard heaters
Stories Total 1
Type Other
Rooms
Room Level Dimensions Notes
Living roomMain level3 m x 3.63 m
Dining roomMain level2.13 m x 2.44 m
KitchenMain level2.13 m x 2.21 m
Primary BedroomMain level3.56 m x 2.87 m
BedroomMain level2.79 m x 2.41 m
BathroomMain level1.73 m x 2.08 m
Parking Spaces
Name Spaces
No Garage
Utilities
Type Description
WirelessAvailable
Electricity ConnectedConnected
Land
Access Type Year-round access
Amenities Beach
Landscape Features Landscaped
Surface Water Lake/Pond

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