$40,000
FOR SALE

Bungalow

Bedrooms: 2Bathrooms: 2
Maintenance Fees: $427.25

1052 Rat Bay Rd 109-1 Road
Lake Of Bays (Franklin), ON P1H 2J6

Blue Water Acres fractional ownership resort has almost 50 acres of Muskoka paradise and 300 feet of south facing frontage on Lake of Bays. This is NOT a timeshare but some think it is similar. You would own a 1/10thshare of the cottage that you buy and that gives you 5 weeks of use/year. Algonquin cottage 109 has enough parking for up to 5 cars. Ownership also includes a share in the entire complex. This gives you the right to use the cottage Interval that you buy for five weeks per year: one core summer week plus 4 more floating weeks in the other seasons. 109 Algonquin is a 2 bedroom, 2 bathroom cottage. The Muskoka Room is fully insulated for year-round comfort. Facilities include an indoor swimming pool, whirlpool, sauna, games room, fitness room, activity centre, gorgeous sandy beach with shallow water ideal for kids, great swimming, kayaks, canoes, paddleboats, skating rink, tennis court, playground, and walking trails. You can moor your boat for your weeks during boating season. Check-in is on Fridays at 4 p.m. ANNUAL 2026 maintenance fee for 109 Algonquin cottage PER OWNER is $5127 + HST. Core week 1 for this cottage in 2026 starts on Friday, June 26 and the other 4 weeks for 2026 start on March 6, June 12, June 26 (core), October 30 and Decemer 25, 2026. Ask for the schedule for the coming years, the floating weeks change each year. There is a main floor laundry in the Algonquin cottage. There is NO HST on resales. All cottages are PET-FREE and Smoke-free. Ask Listing Agent for details about fractional ownerships and what the annual maintenance fee covers. Interior photos are of a similar unit but not the exact unit. All furnishings are identical. (id:47421)
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Listed By Chestnut Park Real Estate
Data Provided By OnePoint Association of REALTORS®
MLS® Listing Number X12092857
Last Updated Feb 24, 2026
Property Summary
Property Type Other

More like this:
Maintenance Fees $427.25
Community Franklin
Price History

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Detailed Information
Bedrooms 2
Bathrooms 2
Amenities Nearby Beach
Community Features Pets not Allowed
Property Easement Unknown, None
Features Sloping, Flat site
Listing Contract Date 2025-04-20
Location Description Cross Streets: South Portage Rd and Rat Bay Rd. ** Directions: From Huntsville Hwy 60 east to South Portage Rd to Rat Bay Rd to Blue Water Acres on right.
Maintenance Fee Payment Frequency Monthly
Maintenance Fee Type Heat, Electricity, Water, Common Area Maintenance, Insurance, Parking
Management Company Blue Water Acres
Ownership Type Condominium/Strata
# of Parking Spaces 5
Pool Indoor pool
Property Type Single Family
Property Rights Beach Rights
Structures Tennis Court
Transaction Type For sale
Views Lake view, Direct Water View
Waterfront Type Waterfront
Waterfront Name Lake of Bays
Building
Age 16 to 30 years
Amenities Fireplace(s)
Appliances Water Heater
Architectural Style Bungalow
Basement Type None
Exterior Finish Wood
Fire Protection Smoke Detectors
Fireplace Present Yes
# of Fireplaces 1
Foundation Type Block
Heating Fuel Electric
Heating Type Baseboard heaters
Stories Total 1
Type Other
Rooms
Room Level Dimensions Notes
Living roomMain level4.19 m x 3.05 m
Dining roomMain level3.35 m x 3.23 m
KitchenMain level2.46 m x 3.23 m
Primary BedroomMain level4.09 m x 3.33 m
Bedroom 2Main level3.12 m x 3.33 m
BathroomMain level2.08 m x 1.98 m
BathroomMain level3.02 m x 1.83 m
Parking Spaces
Name Spaces
No Garage
Land
Access Type Year-round access
Amenities Beach
Surface Water Lake/Pond

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