$34,500
FOR SALE

Bungalow

Bedrooms: 2Bathrooms: 1
Maintenance Fees: $427.25

1052 RAT BAY Rd #108-8
Lake Of Bays, ON P1H 2J6 | Franklin | Muskoka

Blue Water Acres FRACTIONAL ownership means that you share the cottage with 9 other owners. You will own a 1/10th share of the cottage (your "Interval" week) and a smaller share in the entire resort. It's NOT A TIMESHARE although some think it is similar. This cottage is known as 108 Algonquin and it's one of three cottages OFFERING THE BEST BEACH/LAKE VIEW at Blue Water Acres; it has private and guest parking, hi-speed internet, good cell service, 2 spacious bedrooms, washer & dryer, cozy propane fireplace in living area, large dining area with full equipped kitchen and large screened in Muskoka Room. You will have exclusive use of your cottage for 5 weeks of the year. Check-in day for 108 Algonquin is Saturday and the Core Week (Week 8) in 2026 starts on August 15. The four other floating weeks rotate each year so it's fair to all the owners. Remaining weeks for 2026: February 14, May 23, October 10, December 5/2026 . Included for your enjoyment: beach chairs, kayaks, paddle boats, a 300' sand beach, tennis and badminton courts, playground, indoor swimming pool with change room & sauna, gathering room with grand piano, games room with pool tables, fitness room, tubing hill, skating, walking & snowshoe trails and more. You can even moor your own boat at Blue Water Acres for your weeks during boating season. All the cottages are pet-free & smoke-free. This is an affordable way to enjoy cottage life without the cost or work of full cottage ownership. Annual Maintenance fees INCLUDE EVERYTHING and are paid November for the following year. The ANNUAL maintenance fee for EACH OWNER in 108 Algonquin cottage in 2026 is $5,127 +HST. There is NO HST on the purchase price. It's a unique way to own a share of Muskoka on Muskoka's second largest lake. Your weeks can also be traded for weeks at other luxury resorts around the world through Interval International. Or you can rent your weeks out either through Blue Water Acres or on your own.
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Listed By Chestnut Park Real Estate
Data Provided By Toronto Regional Real Estate Board
MLS® Listing Number X10898413
Last Updated Mar 19, 2026
Property Summary
Property Type Other

More like this:
Legal Description Firstly: Part of Lot 21, Concession 10, designated as Part 1, Plan 35R-3162 and Part 3 on Plan 35R-2913, Franklin Secondly: Part of Lot 21, Concession 10, designated as Parts 1 & 4, Plan 35R-2913, Franklin,Township of Lake of Bays, District of Muskoka
Possession Date Flexible
Maintenance Fees $427.25
Directions/Cross Streets From Huntsville east on Hwy 60 to South Portage Rd, to Rat Bay Road to Blue Water Acres
Neighbourhood Franklin
Area Muskoka
Price History

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Detailed Information
Fronting On South
Waterfront Y
Special Designations Unknown
Bedrooms 2
Bathrooms 1
Rooms 9
Exterior Wood
Air Conditioning Wall Unit(s)
Fireplace/Stove Y
Pool Indoor, Inground
Garage Type None
Parking Spaces 4
Heat Source Propane
Heat Type Baseboard
Sewers Unknown

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The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

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