$29,000
FOR SALE

Bungalow

Bedrooms: 2Bathrooms: 2
Maintenance Fees: $5,127

1052 RAT BAY Rd #118-10
Lake Of Bays, ON P1H 2J6 | Franklin | Muskoka

Excellent value at Blue Water Acres fractional ownership resort which has almost 50 acres of Muskoka paradise and 300 feet of south-facing frontage on Lake of Bays. This is not a time share although some think it is similar. You do actually own 1/10 of the cottage. 118 Algonquin Cottage is a 2 bedroom cottage, has a great view of the lake and is very private. Ownership includes a share in the entire complex. This gives you the right to use the cottage Interval that you buy for one core summer week plus 4 more floating weeks each year in the other seasons for a total of 5 weeks per year. Facilities include an indoor swimming pool, whirlpool, sauna, games room, fitness room, activity centre, gorgeous sandy beach with shallow water ideal for kids, great swimming, kayaks, canoes, paddleboats, skating rink, tennis court, playground, and walking trails. You can moor your boat for your weeks during boating season. Check-in for 118 Algonquin Cottage is on Fridays at 4 p.m. ANNUAL maintenance fee PER OWNER in 2026 for 118 Algonquin cottage is $5127 + HST. Core (fixed) Week 10 for this cottage starts on August 28, 2026. Weeks for 2026 start(ed) on February 27, June 5, August 28 (core/fixed week), October 23 and December 26. There is laundry in the Algonquin cottages. No HST on resales. All cottages are PET-FREE and Smoke-free. Ask for details about fractional ownerships and what the annual maintenance fee covers (it covers everything). You can deposit weeks you don't use in Interval International or rent them out to help cover the maintenance fees. Blue Water Acres will rent your weeks out for you and you keep 50% of the rental income or rent them out yourself and you keep 100% of the income.
Extras
Water Heater
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Listed By Chestnut Park Real Estate
Data Provided By Toronto Regional Real Estate Board
MLS® Listing Number X12943988
Last Updated Apr 17, 2026
Property Summary
Property Type Other

More like this:
Possession Date Flexible
Maintenance Fees $5,127
Directions/Cross Streets From Huntsville east on Hwy 60 to South Portage Rd, to Rat Bay Road to Blue Water Acres
Neighbourhood Franklin
Area Muskoka
Price History

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Detailed Information
Waterfront Y
Special Designations Unknown
Bedrooms 2
Bathrooms 2
Rooms 8
Exterior Wood
Air Conditioning Wall Unit(s)
Fireplace/Stove Y
Garage Type None
Parking Spaces 4
Heat Source Propane
Heat Type Baseboard

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