$999,900
FOR SALE

Store W/Apartment/Office

Lot: 37.01 x 85.49 ft
2025 Taxes: $13,039.13

194-196 St. Paul St
St. Catharines, ON L2R 3M2 | 451 - Downtown | Niagara

Here is a rare opportunity to own a truly distinctive, well maintained commercial building in the heart of downtown St. Catharines, where location truly matters. This solid two storey, turn of the century former bank offers outstanding street presence and endless commercial possibilities. The main floor features soaring ceilings, an open concept layout, abundant natural light, gas fireplace, bar and island area, ample cabinetry, appliances included, a 2 piece bathroom, and iconic architectural elements including the original bank vault. The building was most recently operated as a food and beverage concept and would be ideal for a wide range of retail, hospitality, office, or service based uses. The second floor offers additional flexible space suitable for office, meeting, or creative use, with two half baths, shower, kitchenette, storage areas, and private rooms. A full basement provides even more functional storage space. One parking space is available at the rear of the building. Steps to the Meridian Centre, Performing Arts Centre, restaurants, and public transit, this is a unique asset in one of Niagara's most walkable downtown cores. Property is also available for lease.
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Listed By ROCK STAR REAL ESTATE INC.
Data Provided By Toronto Regional Real Estate Board
MLS® Listing Number X13116806
Last Updated May 12, 2026
Property Summary
Property Type Store W/Apartment/Office

More like this:
PIN 462180120
Legal Description Lt 56 Cp Pl 2 Grantham Except Ro738093; T/W Ro7380
Possession Date Flexible
Taxes (2025) $13,039.13
Directions/Cross Streets James Street
Neighbourhood 451 - Downtown
Area Niagara
Price History

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Detailed Information
Freestanding Y
Bathrooms 2
Lot 37.01 x 85.49 ft
Air Conditioning Yes
Basement Basement
Garage Type None
Parking Spaces 1
Heat Type Gas Forced Air Open

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