$439,900
FOR SALE

Detached 1 1/2 Storey

Bedrooms: 2Bathrooms: 2Lot: 35.27 x 95.01 ft
2025 Taxes: $3,017.91

20 Lloyd St
St. Catharines, ON L2S 2N8 | 458 - Western Hill | Niagara

Attention first-time buyers and investors! This updated detached home offers unbeatable value under $450K in a prime St. Catharines location, combining affordability, convenience, and modern upgrades in one exceptional package.This charming 1.5-storey home features 2 bedrooms, a bright and functional layout, and approximately 890 sq ft above grade, plus a finished basement with separate entrance-ideal for extended living space, a home office, or potential income opportunity. The fully fenced yard provides privacy and space to relax or entertain, complemented by a new front deck (2023) and brand new back deck (2025) for outdoor enjoyment. Step inside to a fresh, modern interior showcasing extensive 2026 renovations, including a new kitchen countertop, new flooring throughout the main level, updated lighting, fresh paint throughout the entire home, and new fixtures in both the kitchen and bathroom. Additional key updates include roof (2020), hot water tank (2023), and updated windows (2019)-offering peace of mind and true move-in ready living.Location is a standout feature-situated directly across from a park with a city-run pool, perfect for families and active lifestyles. Enjoy easy access to public transit with direct routes to Brock University, and just minutes to St. Catharines Hospital, shopping, and everyday amenities. Commuters will appreciate being only moments from GO/VIA rail access.Whether you're looking to enter the market, downsize without compromise, or invest in a high-demand rental area, this property checks all the boxes with strong lifestyle appeal and income potential.An incredible opportunity to own a thoughtfully updated detached home in a growing Niagara neighbourhood-don't miss your chance!
Extras
Water Heater Owned, Primary Bedroom - Main Floor
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Listed By EXP REALTY
Data Provided By Toronto Regional Real Estate Board
MLS® Listing Number X13085250
Last Updated May 05, 2026
Property Summary
Property Type Detached

More like this:
PIN 461790312
Legal Description PT LT 1734 CP PL 2 GRANTHAM, PT 1 30R11233; ST. CATHARINES
Possession Date Flexible
Taxes (2025) $3,017.91
Directions/Cross Streets St Paul Street - Lloyd Street
Neighbourhood 458 - Western Hill
Area Niagara
Price History

Interested in obtaining the full price history for this property?
Contact us!Contact us! Our real estate professionals would be happy to provide a complete listing history with historical sold prices and dates.

Detailed Information
Fronting On North
Special Designations Unknown
Bedrooms 2
Bathrooms 2
Lot 35.27 x 95.01 ft
Exterior Vinyl Siding
Air Conditioning Central Air
Basement Full, Finished, Separate Entrance
Garage Type None
Parking Spaces 1
Heat Source Gas
Heat Type Forced Air
Sewers Sewer

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