$499,999
FOR SALE

Store W/Apartment/Office

Lot: 41.5 x 100 ft
2026 Taxes: $6,250

412 St Paul St
St. Catharines, ON L2R 3N2 | 451 - Downtown | Niagara

Exceptional mixed-use investment opportunity in the heart of downtown St. Catharines. This property features four residential units along with an approximately 3,000 sq. ft. commercial space offering tremendous potential for investors, renovators, contractors, or entrepreneurs looking to add value and maximize returns. The residential component currently generates approximately $7,700 per month in rental income, including a spacious lower-level 4-bedroom unit with 2 bathrooms, large kitchen, and open living area, plus three upper units consisting of one bachelor apartment and two separate 3-bedroom suites.The commercial portion is currently an open shell, providing a blank canvas for a variety of future uses including restaurant, retail, office, studio, medical, or professional space. Zoned C6 - Commercial Downtown Mixed Use, the property permits a wide variety of uses including retail, office, restaurant, personal service businesses, and more, making this an ideal opportunity for both investors and owner-operators. Located in a high-traffic downtown corridor surrounded by ongoing development and amenities, this property offers strong long-term upside potential.Over $60,000 has recently been invested into key building improvements, including new water lines, new electrical power service, repairs to the flat roof, and the installation of fire-rated doors. Additional updates include a brand new 200-amp electrical service and furnaces approximately 5 years old.Vacant possession may be available, allowing buyers the flexibility to renovate, upgrade, and reposition the property to achieve higher market rents and increased value. An independent third-party appraisal completed approximately 5 months ago estimated the property value at $615,000, making this an exceptional opportunity at the current asking price. Offered sold as-is where-is, this property presents outstanding upside potential for the right buyer looking to capitalize on a rapidly growing downtown market.
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Listed By EXP REALTY
Data Provided By Toronto Regional Real Estate Board
MLS® Listing Number X13144984
Last Updated May 19, 2026
Property Summary
Property Type Store W/Apartment/Office

More like this:
PIN 462180000
Possession Date Immediate
Taxes (2026) $6,250
Directions/Cross Streets St. Paul & James St
Neighbourhood 451 - Downtown
Area Niagara
Price History

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Detailed Information
Freestanding Y
Lot 41.5 x 100 ft
Air Conditioning No
Basement Basement
Garage Type Street
Heat Type Electric Forced Air

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